Wherever you are in ANY facet of life, for that matter- is the culmination of the last 3 days, 3 weeks, 3 months, 3 years, 30 years.
Your financial situation.
What if you had started 3 months ago, where would you be now? Depending on the endeavor, 3 months can be enough to make massive strides, or it could barely be enough to scratch the surface of the goal. That’s why the best time to start is right now.